This is the web of Lorraine and Phil Gray.

In 2004, they made the "sea change" to Blueys Beach, about 20km south of Forster.
Phil has a long and continuing career in the financial and derivative markets, whilst Lorraine has been a highly successful teacher and private mathematics tutor. Between them, their interests include off-road caravanning, music composition, web publishing and quilting.

Life should be fun!
  
The site includes a jukebox with some of Phil's original music, and a range of music resources, including Yamaha style files. There is also the obligatory photo album!

Relax, throw in a line and enjoy your time here....

(c) Phil Gray 2009.
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